Figo is the flexible one. You fine-tune reimbursement and deductible instead of accepting one-size-fits-all, and there is no upper age limit for enrollment, which matters once a dog is a senior. The six-month orthopedic waiting period can be waived if an early vet exam clears your pet.
Pros
- Customizable deductibles and reimbursement
- No upper age limit to enroll
- Orthopedic wait can be waived with an early exam
- Solid app-based claims experience
The honest cons
- Up to 6-month orthopedic waiting period unless waived
- No deductibles below $100
Good fit for
Owners who want to tune the plan to their budget, and owners of older pets who thought insurance was closed to them.
Quotes are free and take a few minutes. The button opens in a new tab, and this store stays open right here so you can come back to it.
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Real bills from real dogs
We don’t sell insurance and we don’t take a word of your information. But we know what a surprise vet bill feels like. Max ate a chicken bone out of the trash: $4,800. Rocco swallowed a stone: $12,000 with the checkups. Velvet broke her front leg in her own backyard: $8,400. All three dogs lived to tell it, and we paid all three bills out of pocket.